Revenue Based Funding is Tough!

Revenue-based loans for businesses are something of a chicken and egg situation. It goes like this:

  1. You have a great idea for a business.
  2. You need all the things to start a business (licenses, office space, employees, advertising, equipment).
  3. You need capital to get all the things to start a business.
  4. You don't have the capital
  5. You try to get a loan.
  6. The revenue-based lenders say: "well how much revenue have you generated and how long have you been in business"?
  7. And you hang your head and say "I need capital before I can generate revenue or be in business."
  8. Mr. Banker rushes you out the door with a polite good-bye and refusal.


But there is hope elsewhere!

There are startup capital loans based purely on personal FICO. And there is business funding for ever-increasing amounts initially based on personal FICO.